This was posted by Stan Kegel on the groaners listserv.

A few years ago, when the big quake hit the Los Angeles area, part of the damage included the totaling of a car belonging to a tourist who had driven in from out of state. When he put in the claim to his insurance company, they rejected it. When asked why the claim was not covered, the Insurance company said it was because the tourist had a no-fault policy.

Angry about the insurance company’s decision, the policyholder tried to start a citizen’s organization to fight this kind of rip-off from happening again. He called it the San Andreas Fund.

However nothing came of it. Hardly anyone would contribute to aid the fund in its efforts. The general feeling was that charity is one thing, but this was being generous to a fault.